Makes sense, right? Plan maximumĪdditionally, plans will include a maximum payment, usually just called a maximum. Why? Well, providers want members to go to the dentist and get checked out to prevent major issues. In most plans, but not all, deductibles are waived for Diagnostic & Preventive services (see below). This means that if a family plan included a family deductible of $150, coverage would begin once the $150 deductible was met, even if the individual deductibles had not yet been met. Deductibles for family plans are often limited to a family deductible. For example, if an individual deductible is $50, that member is required to pay for the first $50 of dental care before taking advantage of the coverage. A deductible is the amount that a member is required to pay before plan benefits kick in. Deductibleĭental plans typically include a deductible, most likely in the range of $25 to $50. Where should we dive in? That depends on what you already know and what you’d like to find out, but let’s play it safe and start with some basic terminology. At Beam Benefits, we’re convinced that dental care doesn’t have to be complicated or confusing, and we’re here to make things clear and easy to understand - transparency for the information generation! Whatever the case, there’s a lot of information to take in about dental benefits, and that probably includes some terms and concepts unfamiliar to you. Maybe you're looking at a quote or new dental plan and trying to make sense of it all. If you’re reading this right now, maybe your company is thinking about switching up their dental benefits or adding dental plans for the first time.
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